Not sure if the home you want to buy is eligible for USDA financing?
To find out if a specific address within Tennessee is eligible for Rural Development funds (USDA), please give us a call at 901-212-5095.  We specialize in financing homes in rural areas and will be glad to help.

 No Down Payment
 No Monthly Mortgage Insurance
 No Cash Reserve Requirements
 Seller can pay closing costs and pre-paids (homeowner's insurance and property taxes)
 Buyers can also choose to finance in their own closing costs and pre-paids
 Must Purchase in an Eligible Rural Area* -- See below or call our office at 901-212-5095
 Best interest rate with a 620 credit score; we do offer USDA Rural Development home loans with less than a 620 credit score

Rural Housing USDA Eligible Areas in Tennessee

In these counties, all areas are considered eligible for USDA Rural Housing home loans.  All parts of these counties are eligible:

• Bedford, Benton, Bledsoe, Campbell, Cannon, Carroll, Cheatham, Chester, Claiborne, Clay, Cocke, Coffee, Crockett, Cumberland, Decatur, DeKalb, Dickson, Dyer, Fayette, Fentress, Franklin, Gibson, Giles, Grainger, Greene, Grundy, Hancock, Hardeman, Hardin, Haywood, Henderson, Henry, Hickman, Houston, Humphreys, Jackson, Jefferson, Johnson, Lake, Lauderdale, Lawrence, Lewis, Lincoln, Loudon, Macon, Marion, Marshall, McMinn, McNairy, Meigs, Monroe, Moore, Morgan, Obion, Overton, Perry, Pickett, Polk, Rhea, Robertson, Scott, Sequatchie, Sevier, Smith, Stewart, Tipton, Trousdale, Unicoi, Van Buren, Warren, Wayne, Weakley, White

In these counties some areas are NOT eligible for USDA Rural Housing Loans. 
Click on each county for the map of what's eligible:

• Anderson, Blount, Bradley, Carter, Davidson, Hamblen, Hamilton, Hawkins, Knox, Madison, Maury, Montgomery, Putnam, Roane, Rutherford, Shelby, Sullivan, Sumner, Washington, Williamson, Wilson